When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up.

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Quick, what credit score do you need to buy a home? If a number pops into your head, there’s a pretty good chance it’s wrong.

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There’s nothing quite like the excitement of getting an offer on your house. You’re one step closer to moving on to what’s next. But what happens if that buyer backs out or ghosts you before closing?

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Ryan Serhant, CEO of SERHANT, says there isn’t just 1 housing market right now. There are really 4: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders.

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Here’s something most homebuyers don’t think about. When the housing market slows down, homeowners and builders don’t always respond the same way.

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When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.

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Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

The post To Sell or Rent? How To Choose the Best Path for Your House. appeared first on Michael Shetler's Buying In Bergen.

Whether you own a house already or you’re looking to buy one, you probably care about home prices.

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When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re comfortable with right now.

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